#Budget binder how to
I wanted to make a super detailed step by step walkthrough of how to do this with someone with a ton of debt. The Easy Budget Binder (printed half size to fit a mini binder) nestled into a budget box which has bills, checks, pens, envelopes, and stamps.įair warning though, while the budget system we use is easy and only takes two minutes a day to maintain, this post is long. The Easy Budget Binder is your best chance to get this under control… Or how many bad decisions you’ve made… this is fixable. I don’t care how bad off you are right now. If you don’t already have it… you can get the Easy Budget Binder here at 66% off. I’ll walk you through how Cara got started using the Easy Budget Binder, so you can do the same. I wanted to do this because while many of you are in a better situation than Cara… a lot of you aren’t.Ī lot of you look at Cara’s situation with complete understanding… you get it.Īnd when you read “budget advice” where they have 2 credit cards and high incomes, it makes you feel like this will never work for you. We asked her if I could share her email and the photos from her Easy Budget Binder in exchange for getting her started.Īnd she happily agreed. Because I don’t really know what else to do.” “We do what we need to do to make it through the month and try not to think about the future.īut when I heard your talk about budgeting and how you focus on the most severe cases… I thought this might be worth a shot. “If I’m being honest (and I want to be) I don’t think either of us thinks it’s possible to fix this.” Too much debt to fix? I’ve tried every budgeting printable and program I could find and we never stick with it for more than a week or two.” We have four teenagers and I think we’ve really given up any hope that this will ever be fixed. It feels like we’ve been trying to get better at budgeting for years but something always happens… the roof needs to be repaired, a kid needs braces, or we forgot something and overdrew our account.” “I have no idea how much we owe but I know it’s around 100k. So when I got an email from Cara that said…
You’re trying to get started with your budget binder and are trying to “do this right.” All you need is someone to walk you through it, step by step. I know a ton of you are completely overwhelmed.
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